Trends in Loan-to-Value (LTV)

Trends in Loan-to-Value (LTV)

LTV (Loan-to-Value)  

Unit 1st Period 2nd Period 3rd Period 4th Period 5th Period
Apr. 30, 2004 Oct. 31, 2004 Apr. 30, 2005 Oct. 31, 2005 Apr. 30, 2006
Interest-Bearing
Debts
Millions
of Yen
61,000 64,500 96,500 93,000 120,000
Total Assets Millions
of Yen
147,946 173,545 208,003 239,067 268,559
LTV
(Loan-to-Value) *
% 41.2 37.2 46.4 38.9 44.7
Unit 6th Period 7th Period 8th Period 9th Period 10th Period
Oct. 31, 2006 Apr. 30, 2007 Oct. 31, 2007 Apr. 30, 2008 Oct. 31, 2008
Interest-Bearing
Debts
Millions
of Yen
106,000 130,000 140,000 165,700 182,100
Total Assets Millions
of Yen
288,060 315,402 326,711 353,730 401,684
LTV
(Loan-to-Value) *
% 36.8 41.2 42.9 46.8 45.3
Unit 11th Period 12th Period 13th Period
Apr. 30, 2009 Oct. 31, 2009 Apr. 30, 2010
Interest-Bearing
Debts
Millions
of Yen
188,730 188,730 191,980
Total Assets Millions
of Yen
409,353 408,312 410,127
LTV
(Loan-to-Value) *
% 46.1 46.2 46.8

* LTV (Loan-to-Value) = Interest-Bearing Debts / Total Assets x 100

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